CIBIL Score: The New Wedding Dealbreaker

Once upon a time in Murtijapur, two families were on the verge of celebrating a grand wedding. The bride and groom had been introduced, their horoscopes had aligned (or so the astrologer claimed), and the wedding venue was almost finalized. Everything was going smoothly—until the groom’s CIBIL score entered the chat.

In a plot twist no Bollywood writer could have scripted, the bride’s family decided to do a background check—not on his character, but on his creditworthiness. And lo and behold, the groom’s financial history was more tragic than a daily soap opera. Loans unpaid, EMIs defaulted, and a CIBIL score so low it could compete with winter temperatures in Ladakh!

When CIBIL Became Cupid’s Nemesis

For the uninitiated, a CIBIL score is a three-digit numeric summary of your credit history that banks use to judge whether you’re worthy of a loan (or in this case, a life partner). Anything above 750 is excellent. Anything below 550? Well, let’s just say even love can’t give you a loan.

As the bride’s uncle dramatically exclaimed, “Agar ladka paise ka dhyan nahi rakh sakta, toh shaadi ke baad ghar kaise chalega?” (If the boy can’t handle his finances, how will he run a household?). The mood shifted from wedding bells to warning bells, and what was supposed to be a joyous occasion quickly turned into a financial audit.

Marriage is Not Just About Love, But Also About Loans!

In a time when financial stability is as important as emotional compatibility, this incident offers some food for thought (preferably not the expensive wedding buffet kind). Marriage, after all, is a partnership not just in love but also in liabilities!

Key Lessons from This Financially Heartbreaking Love Story:

  1. CIBIL is the New Kundali: Forget astrology, check the credit history first!
  2. Loans Don’t Disappear After Marriage: A low CIBIL score means past financial sins can haunt your future together.
  3. Talk Money Before You Say ‘I Do’: No one wants to start their married life dodging debt collectors.
  4. Financial Literacy is Sexy: Being responsible with money is more attractive than a six-pack (of abs OR beer).

Final Thoughts

This episode of ‘Shaadi Cancelled Over CIBIL Score’ should serve as a wake-up call. Whether you’re planning a wedding or just securing your future, keep your financial house in order. Because while love may be blind, banks and in-laws certainly aren’t!

So, the next time someone says, “Money can’t buy love,” just remind them that it’s true, but it sure can cancel a wedding faster than you can say ‘Bad Loan’!


Oh, and in case you’re wondering how I stumbled upon this financial heartbreak—one of my batchmates shared the news published by Pune Pulse: “Maharashtra Shocker: Wedding in Akola Cancelled Due to Groom’s Poor Credit Rating” in our WhatsApp group. Who knew a casual scroll through messages would turn into an eye-opener on modern marriage criteria!

8 thoughts on “CIBIL Score: The New Wedding Dealbreaker

  1. Tragic, funny and edifying.

    And timely because we are in the middle of the shaadi season.

    For arranged marriages, I think background checks should include not only CIBIL scores but also history on social media. Probably good to exchange notes with corporate recruiters who hire leadership talent.

    Liked by 1 person

    1. Absolutely! In today’s world, a solid background check goes beyond just financial credibility—it should include digital footprints as well. Social media can reveal a lot about a person’s values, behavior, and even red flags that might not surface in traditional checks. And yes, corporate recruiters have mastered the art of deep-diving into a candidate’s past before making a hire—maybe shaadi committees should take notes! After all, a life partner is a far bigger investment than a job. 😄

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  2. lucasjoel1d3b306bc9f's avatar lucasjoel1d3b306bc9f

    This is both tragic and comic—a true financial rom-com gone wrong! Who knew that in 2025, a CIBIL score could be a bigger deal-breaker than a manglik dosh?

    On the bright side, this story is a free masterclass in financial literacy. Maybe we should replace the haldi ceremony with a “CIBIL-cleansing” ritual—scrub off bad credit history before stepping into married life! Or Maybe we should introduce “pre-marital credit counseling” as a new wedding ritual—right after the sangeet, of course!

    Jokes aside, while love is priceless, bad financial habits can be very costly. So, to all future grooms and brides—before you say “Qubool hai”, make sure your bank says “Loan Approved”!

    To all future grooms: before proposing, check your credit score—because love may be blind, but in-laws and banks definitely aren’t 🙂

    Liked by 1 person

    1. This is pure gold! 😂 Who needs kundali matching when we should be matching credit reports instead? A “CIBIL-cleansing” ritual sounds like the perfect modern-day pre-wedding tradition—maybe with a symbolic shredding of overdue bills! And “pre-marital credit counsel;ing” right after the sangeet? Brilliant. Nothing like a little reality check before the pheras!

      But jokes aside, you’re absolutely right—love may be unconditional, but financial responsibility definitely isn’t. In-laws, banks, and even landlords aren’t as forgiving as romance novels make them out to be! So, here’s to financially fit happily-ever-afters—because bad credit history is one baggage no one wants in a marriage! 😆

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  3. Gyan Agarwal's avatar Gyan Agarwal

    Marriage is a beautiful journey but it’s also a practical partnership- and that includes managing loans and finances. The cancellation of Akola marriage might be unconventional reason but it highlights the importance financial compatibility in marriage.

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